Planning for the Health of Your (New) Pet

The day is getting closer, you’ve been waiting and planning for this day for months – maybe even years. You’re ready for the unconditional love, the late night snuggles, the walk into adulthood and becoming a parent. The day you bring your little fluff nugget of slobbering heaven home, is a day that will stay in your mind for a lifetime. So are you truly ready? Have you done the research needed and know the cost and how to keep your pet healthy?  


This is where you will hopefully spend the majority of your money when it comes to your new pup and their health. If buying food every once in awhile doesn’t seem expensive, remember that it can and will add up. Depending on the size of your pup – this is going to make this monetary range look huge *pun intended* – you’re looking at $120-$500 a year. Now, for those that find it expensive dropping $50 dollars on a bag you may want to consider a smaller dog or a cat.

Cats will be on the lower side since all stay around the same weight, so expect around $120-200 a year.

Great health starts with the diet, so while you don’t need to drop mad monies on outlandish and expensive pet food, you equally don’t want to be stingy.

Medical Care

One of the big reasons we don’t want to skimp on a quality diet is vet bills. Naturally, you will have a decent amount the first year or so as they get all their shots, spayed/neutered, etc. So make sure you’re prepared to spend more money at the vet the first year.

According to ASPCA, you should expect to spend anywhere between $200 and $500 the first year.

Breaking this down:

  • Rabies booster shot
  • Distemper-parvo booster shot
  • Kennel cough vaccination
  • heartworm test and medication
  • Tick and flea prevention
  • Cats will be tested for feline leukemia and feline immunodeficiency virus

You will have frequent visits to the vet the first year, but after that, it becomes a one or two times a year ordeal. As they get older, they can handle larger preventive shots like rabies that will last longer than 1 year.

Pet insurance

Is it worth it? Like many questions, the answer is yes and no. Currently, insurance is around $300 a year, and especially for cats that have super long lives that adds up. Say you pet lives for 15+ years, then you’re looking at around $5,000. That’s probably a decent amount more than you would spend for a pet that stays relatively healthy throughout their life. Now, if you have a dog or cat whose breed is prone to genetic diseases, then you’ll want to think heavier on it.

Your best bet is to one save around $150 for your pet each year and put it away as an emergency fund. Your second best bet is to find ways promote good health, which you’ll find at the bottom of this article. More about pet insurance.

Pet Services

Depending on your situation you may never need to worry about pet services – but hey it’s the 21st century, the world is busy and our pups need babysitters too. Walking, sitting, and boarding can average over $200 a year. Grooming costs average around $200 as well – if you have a husky you’ll be dreaming about only having to spend $200.

Cats are nice because they won’t nearly demand the need for walking, boarding, and grooming like a dog, but grooming costs for a cat can reach $300 a year on average so don’t count yourself lucky yet.

Tips for Keeping Cost Down

If you’re watching your budget, your best bet is making out a detailed list and sticking to it. This means accounting for little things like toys, brushes, waste bags, etc.

Remember you should expect to be able to afford everything above in this article and you’ll need to plan for emergency costs, but that’s incredibly difficult so good health is the key.

A preventative health supplement like CBD oil can help reinforce good health and prevent medicals bills from occurring. If you’re already paying high medical bills because your fur child is, unfortunately, dealing with a chronic medical issue, talk to your veterinarian about them taking CBD oil, as it’s been shown to help pets that are dealing with a number of issues such as inflammation and pain, nausea, appetite control and stimulation, and a bunch of other common medical conditions.   

Bringing home a puppy is incredibly exciting and if you plan out your budget and provide your pup with the health they deserve you can look forward to bright future full of snuggles, walks, unconditional love, and most of all a best friend that’s always by your side.

Looking for more ways for even more ways to keep costs down while providing the best health to your pup? Then check out Innovet Pet where you find more tips and tricks for better health and get connected to dog owners far and wide.

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My name is Harry Wilson. I'm the author of GoodHealthPlanning. Whether it’s workout routines, diet ideas or a guide to the equipment you need, we’ll help you get in the best shape possible. If you like this post, you can follow me on Twitter. Subscribe to Goodhealthplanning to receive instant updates.
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